Speak with a Licensed Agent

(970) 260-0936 (TTY: 711)

Medicare Supplement (Medigap)

What are Medicare Supplement plans?

Medicare Supplement plans are an alternative option to Original Medicare and Medicare Advantage plans.

Medicare Supplement plans are also called "Medigap" plans because they fill in the 'gaps' not covered by Original Medicare. Original Medicare only covers 80% of your Part A and Part B expenses. The remaining 20% costs can be devastating if you have a serious medical illness.

What do Medigap plans cover?

Medigap plans provider coverage for copays, coinsurance and deductibles.

Medigap plans may cover most or all coinsurance costs for:

  • Inpatient hospitals

  • Skilled nursing facilities

  • Hospice care

  • Part-time home health services

They may cover coinsurance or copay costs for Part B medical services and equipment including:

  • Doctors visits

  • Outpatient procedures

  • Durable Medical Equipment

  • Lab work

There are several important advantages provided by Medigap plans including:

  • Nationwide coverage - your plan is accepted anywhere that takes Medicare

  • No networks or prior authorizations - you can choose any doctor or hospital that accepts Medicare

  • No referrals required to see specialists

  • No claims paperwork - all claims are filed automatically on your behalf

What do Medigap plans not cover?

While comprehensive, Medigap plans do not cover:

  • Dental, vision and hearing benefits

  • Prescription drug coverage

Medigap plans are often paired with a standalone Part D plan to provide prescription drug coverage.

Beneficiaries enrolled in a Medigap plan may choose to add an ancillary plan to cover dental, vision and hearing benefits.

What are the types of Medigap plans?

Medigap plans are differentiated by their plan letter.

There are 10 types of Medicare Supplement plans that are offered in most states. These types of plans are named by a letter: A, B, C, D, F, G, K, L, M, N.

Every plan letter offers the same coverage. The only difference between plans with the same letter is their price!

There are some differences with Medicare Supplement plan standardization in Massachusetts, Minnesota and Wisconsin.

What are the types of Medigap plans?

Medigap plans are differentiated by their plan letter.

There are 10 types of Medicare Supplement plans that are offered in most states. These types of plans are named by a letter: A, B, C, D, F, G, K, L, M, N.

Every plan letter offers the same coverage. The only difference between plans with the same letter is their price!

There are some differences with Medicare Supplement plan standardization in Massachusetts, Minnesota and Wisconsin.

Ready to get started?

or call us at

(970) 260-0936 (TTY: 711)

Ready to get started?

or call us at

(970) 260-0936 (TTY: 711)

Call: (970) 260-0936 (TTY: 711)

Not affiliated with the U. S. government or federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1‐ 800‐MEDICARE to get information on all your options.

© 2024 Copyright SA Benefit Solutions LLC

All rights reserved.

Terms & Conditions | Privacy Policy